PERSONAL & FAMILY

Find individual and family health insurance plans

Explore our many individual and family health insurance coverage options, made to support your health at every stage in life.

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Return of premium term

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Universal life

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No medical exam

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Term life insurance

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401k rollover

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Return of premium term

Return of premium (ROP) is a type of term life insurance policy that provides a death benefit to your beneficiaries if you die during the term of your policy, but refunds the premiums you've paid if you outlive the policy term.

Universal life

Universal life (UL) insurance is permanent life insurance (lasting the lifetime of the insured) that has an investment savings element and low premiums similar to those of term life insurance. Most UL insurance policies contain a flexible-premium option. but some require a single premium (single lump-sum premium) or fixed premiums (scheduled fixed premiums).

No medical exam

No medical exam life insurance refers to any life insurance policy for which you can apply without taking a medical exam. It’s an option for those who desire a life insurance policy without the need for an exam.

Term life insurance

Term life insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the term life insurance policy to terminate.

401k rollover

A 401(k) rollover is when you direct the transfer of the money in your 401(k) plan to a new 401(k) plan or IRA. The IRS gives you 60 days from the date you receive an IRA or retirement plan distribution to roll it over to another plan or IRA.

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