RETIREMENT PLANNING

Retirement Planning

Bridge the gaps in health insurance coverage

Elderly health insurance, underwritten by Golden Rule Insurance Company, is a flexible health insurance coverage solution when you need coverage for a period of transition in your life.

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View short term plans by state

Click below to see available plans.

Questions? Call 1-866-487-9299

Is elderly term insurance for me?

Elderly insurance may be for you if you're:

  • Unable to apply for Affordable Care Act (ACA), also called Obamacare, coverage because you missed Open Enrollment and you don't qualify for Special Enrollment
  • Waiting for your ACA coverage to start
  • Looking for coverage to bridge you to Medicare
  • Turning 26 and coming off your parent's insurance
  • Between jobs or waiting for benefits to begin at your new job
  • Healthy and under 65

For these situations and many others, Elderly health insurance, also called temporary health insurance or term health insurance, might be right for you. It can fill that gap in coverage until you can choose a longer term solution.

The benefits of elderly health insurance

Elderly health insurance offers you just the kind of flexible, fast coverage you need for those dynamic times of change in your life. With elderly medical plans1 you can:

  • Get covered fast, as soon as the day after application
  • Pick your deductible amount from several options
  • Pick your length of coverage, 1 to nearly 12 months in some states2
  • Drop coverage with no penalty if a more permanent health insurance option comes along
  • You may be able to apply for another short term health insurance plan when the first one finishes, if needed3
  • Access an extensive network of health care professionals, with 1.4 million physicians and other health care professionals and approximately 6,500 hospitals and other facilities4
  • Get generally lower premiums than with ACA health insurance plans

For these situations and many others, Elderly health insurance, also called temporary health insurance or term health insurance, might be right for you. It can fill that gap in coverage until you can choose a longer term solution.

What are Short Term Medical Plans?

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